最新消息房屋貸款要選幾年比較好？3分鐘看房貸年期條件、限制及優缺點！房屋貸款年期該怎麼選比較好呢？不同的年期會影響每月還款金額與總利息支出，坊間常見的20年、30年及40年期的房屋貸款，究竟該選擇哪一個比較好呢？本文就快速帶你瞭解個房貸年期的差異、試算、銀行審核條件與常見限制，並整理各年期的優缺點，幫助你在短時間可以判斷哪一種房屋貸款方案最適合自己。 看全文 more
下載住商APP 
'%3e%3cpath%20d='M9.11558%208.10352H49.5401C51.4848%208.10352%2053.0619%209.69165%2053.0619%2011.6498V40.0205C53.0619%2041.9787%2051.4848%2043.5668%2049.5401%2043.5668H14.1686L5.59375%2051.2762V11.6498C5.59375%209.69165%207.17092%208.10352%209.11558%208.10352Z'%20stroke='%23279E3D'%20stroke-width='2'%20stroke-linecap='round'%20stroke-linejoin='round'/%3e%3cpath%20d='M27.0312%2048.1931V49.2724C27.0312%2051.2306%2028.6084%2052.8188%2030.5531%2052.8188H58.4215L66.8433%2060.5282V20.9018C66.8433%2018.9436%2065.2661%2017.3555%2063.3214%2017.3555H57.6559'%20stroke='%23279E3D'%20stroke-width='2'%20stroke-linecap='round'%20stroke-linejoin='round'/%3e%3cpath%20d='M13.25%2018.8965H33.156'%20stroke='%23279E3D'%20stroke-width='2'%20stroke-linecap='round'%20stroke-linejoin='round'/%3e%3cpath%20d='M13.25%2025.0645H33.156'%20stroke='%23279E3D'%20stroke-width='2'%20stroke-linecap='round'%20stroke-linejoin='round'/%3e%3cpath%20d='M13.25%2031.2305H23.9686'%20stroke='%23279E3D'%20stroke-width='2'%20stroke-linecap='round'%20stroke-linejoin='round'/%3e%3cpath%20d='M38.2852%2018.556C40.5361%2015.611%2044.0579%2016.7057%2045.7116%2018.8489C47.1357%2020.6992%2046.6916%2023.2279%2045.0073%2024.7389C44.1191%2025.5407%2042.4654%2025.6486%2041.6998%2026.5121C41.0261%2027.2676%2041.2557%2028.2236%2041.2557%2029.3954'%20stroke='%23279E3D'%20stroke-width='2'%20stroke-linecap='round'%20stroke-linejoin='round'/%3e%3cpath%20d='M41.1111%2033.1758C40.5031%2033.1758%2040%2033.6959%2040%2034.3161C40%2034.9363%2040.5031%2035.4565%2041.1111%2035.4565C41.7191%2035.4565%2042.2222%2034.9363%2042.2222%2034.3161C42.2222%2033.6959%2041.7191%2033.1758%2041.1111%2033.1758Z'%20fill='%23279E3D'/%3e%3c/g%3e%3cdefs%3e%3cclipPath%20id='clip0_1098_134427'%3e%3crect%20width='63.5461'%20height='54.7368'%20fill='white'%20transform='translate(4.44531%206.94727)'/%3e%3c/clipPath%3e%3c/defs%3e%3c/svg%3e)
'%3e%3cpath%20d='M44.9041%2028.3234V21.4593H48.3891C50.0055%2021.4593%2050.7048%2019.5044%2049.4323%2018.5489L26.035%201.09766L2.63762%2018.5489C1.36515%2019.5044%202.06444%2021.4593%203.68081%2021.4593H7.16577V45.1267C7.16577%2046.8949%208.65604%2048.3226%2010.5017%2048.3226H25.8859'%20stroke='%23289E3D'%20stroke-width='2'%20stroke-linecap='round'%20stroke-linejoin='round'/%3e%3cpath%20d='M7.17798%2021.4596L26.0357%207.51172L41.4085%2019.1203'%20stroke='%23289E3D'%20stroke-width='2'%20stroke-linecap='round'%20stroke-linejoin='round'/%3e%3cpath%20d='M19.7307%2048.3336V33.7598H32.0771'%20stroke='%23289E3D'%20stroke-width='2'%20stroke-linecap='round'%20stroke-linejoin='round'/%3e%3cpath%20d='M39.6434%2052.7167C45.791%2052.7167%2050.7746%2047.9422%2050.7746%2042.0526C50.7746%2036.163%2045.791%2031.3885%2039.6434%2031.3885C33.4958%2031.3885%2028.5122%2036.163%2028.5122%2042.0526C28.5122%2047.9422%2033.4958%2052.7167%2039.6434%2052.7167Z'%20stroke='%23289E3D'%20stroke-width='2'%20stroke-linecap='round'%20stroke-linejoin='round'/%3e%3cpath%20d='M55.6907%2054.902L48.801%2048.3125'%20stroke='%23289E3D'%20stroke-width='2'%20stroke-linecap='round'%20stroke-linejoin='round'/%3e%3cpath%20d='M31.5156%2018.3516H20.7971V28.6202H31.5156V18.3516Z'%20stroke='%23289E3D'%20stroke-width='1.6'%20stroke-linecap='round'%20stroke-linejoin='round'/%3e%3cpath%20d='M26.1409%2019.0762V27.1374'%20stroke='%23289E3D'%20stroke-width='1.6'%20stroke-linecap='round'%20stroke-linejoin='round'/%3e%3cpath%20d='M30.2447%2023.4365H21.8303'%20stroke='%23289E3D'%20stroke-width='1.6'%20stroke-linecap='round'%20stroke-linejoin='round'/%3e%3c/g%3e%3cdefs%3e%3cclipPath%20id='clip0_1430_16037'%3e%3crect%20width='56'%20height='56'%20fill='white'%20transform='translate(0.838135)'/%3e%3c/clipPath%3e%3c/defs%3e%3c/svg%3e)
住商機構年會獎項 
'%3e%3crect%20y='0.513672'%20width='102'%20height='134'%20fill='%23E5FAE9'/%3e%3cpath%20d='M70.5714%2045.0137C70.5714%2056.0532%2061.594%2065.0137%2050.5%2065.0137C39.406%2065.0137%2030.4286%2056.0532%2030.4286%2045.0137C30.4286%2033.9741%2039.406%2025.0137%2050.5%2025.0137C61.594%2025.0137%2070.5714%2033.9741%2070.5714%2045.0137ZM50.5%2078.4512C55.2615%2078.4512%2059.7933%2077.434%2063.8895%2075.6387H66.3C78.0111%2075.6387%2087.5%2085.1089%2087.5%2096.7637V104.076C87.5%20107.346%2084.8355%20110.014%2081.5357%20110.014H19.4643C16.1645%20110.014%2013.5%20107.346%2013.5%20104.076V96.7637C13.5%2085.1089%2022.9889%2075.6387%2034.7%2075.6387H37.1125C41.2198%2077.4326%2045.7351%2078.4512%2050.5%2078.4512Z'%20fill='%2349CA61'%20stroke='%2349CA61'%20stroke-width='5'/%3e%3c/g%3e%3cdefs%3e%3cclipPath%20id='clip0_374_109696'%3e%3crect%20width='102'%20height='134'%20fill='white'%20transform='translate(0%200.513672)'/%3e%3c/clipPath%3e%3c/defs%3e%3c/svg%3e)
'%3e%3cpath%20d='M66%2015.1943V70.2135C66%2070.6499%2065.6469%2071.0003%2065.2137%2071.0003H15.7929C15.3531%2071.0003%2015%2070.6499%2015%2070.2135V15.1943C15%2014.7645%2015.3531%2014.4141%2015.7929%2014.4141H24.3351C24.7682%2014.4141%2025.1214%2014.7645%2025.1214%2015.1943C25.1214%2015.6307%2024.7682%2015.9811%2024.3351%2015.9811H16.5792V69.4333H64.4208V15.9811H56.6715C56.2318%2015.9811%2055.8786%2015.6307%2055.8786%2015.1943C55.8786%2014.7645%2056.2318%2014.4141%2056.6715%2014.4141H65.2137C65.6469%2014.4141%2066%2014.7645%2066%2015.1943Z'%20fill='%23279E3D'/%3e%3cpath%20d='M61.8008%2021.2517V65.4006C61.8008%2065.837%2061.4477%2066.1875%2061.0079%2066.1875H19.9894C19.5563%2066.1875%2019.2031%2065.837%2019.2031%2065.4006V21.2517C19.2031%2020.8153%2019.5563%2020.4648%2019.9894%2020.4648C20.4292%2020.4648%2020.7823%2020.8153%2020.7823%2021.2517V64.6204H60.2217V21.2517C60.2217%2020.8153%2060.5748%2020.4648%2061.0079%2020.4648C61.4477%2020.4648%2061.8008%2020.8153%2061.8008%2021.2517Z'%20fill='%23279E3D'/%3e%3cpath%20d='M54.3994%2017.4219H26.6406C26.2008%2017.4219%2025.8477%2017.7723%2025.8477%2018.2021C25.8477%2018.6319%2026.2008%2018.9889%2026.6406%2018.9889H54.3994C54.8392%2018.9889%2055.1923%2018.6319%2055.1923%2018.2021C55.1923%2017.7723%2054.8392%2017.4219%2054.3994%2017.4219Z'%20fill='%23279E3D'/%3e%3cpath%20d='M40.5199%2024.207C37.908%2024.207%2035.7891%2026.3097%2035.7891%2028.895C35.7891%2031.4803%2037.908%2033.5896%2040.5199%2033.5896C43.1252%2033.5896%2045.2441%2031.4803%2045.2441%2028.895C45.2441%2026.3097%2043.1319%2024.207%2040.5199%2024.207ZM40.5199%2032.0225C38.7808%2032.0225%2037.3682%2030.6208%2037.3682%2028.895C37.3682%2027.1759%2038.7808%2025.7741%2040.5199%2025.7741C42.2523%2025.7741%2043.6649%2027.1759%2043.6649%2028.895C43.6716%2030.6208%2042.2523%2032.0225%2040.5199%2032.0225Z'%20fill='%23279E3D'/%3e%3cpath%20d='M48.0686%2035.0583L44.6237%2033.7359C44.2572%2033.5904%2043.8508%2033.7359%2043.6509%2034.0731L40.5192%2039.4752L37.3808%2034.0731C37.2342%2033.8219%2036.9744%2033.683%2036.6945%2033.683C36.6012%2033.683%2036.5013%2033.6962%2036.408%2033.7359L32.9631%2035.0583C31.8903%2035.4683%2031.1641%2036.5196%2031.1641%2037.6569V44.2094C31.1641%2045.9617%2032.6033%2047.3833%2034.3624%2047.3833H46.6626C48.4284%2047.3833%2049.8676%2045.9617%2049.8676%2044.2094V37.6569C49.8743%2036.5196%2049.148%2035.4683%2048.0686%2035.0583ZM48.2951%2044.2094C48.2951%2045.0955%2047.5688%2045.8162%2046.6693%2045.8162H34.3691C33.4762%2045.8162%2032.7499%2045.0955%2032.7499%2044.2094V37.6569C32.7499%2037.161%2033.0697%2036.6981%2033.5428%2036.5196L36.3547%2035.4352L39.8395%2041.4324C39.9661%2041.6572%2040.226%2041.7894%2040.5258%2041.7894C40.819%2041.7894%2041.0789%2041.6572%2041.2055%2041.4324L44.6903%2035.4352L47.5089%2036.5196C47.9753%2036.6981%2048.2951%2037.161%2048.2951%2037.6569V44.2094Z'%20fill='%23279E3D'/%3e%3cpath%20d='M56.9377%2052.1748C56.9377%2052.6112%2056.5846%2052.9616%2056.1515%2052.9616H24.8878C24.4547%2052.9616%2024.1016%2052.6112%2024.1016%2052.1748C24.1016%2051.745%2024.4547%2051.3945%2024.8878%2051.3945H56.1515C56.5846%2051.3945%2056.9377%2051.745%2056.9377%2052.1748Z'%20fill='%23279E3D'/%3e%3cpath%20d='M56.9249%2057.7568C56.9249%2058.1866%2056.5717%2058.5436%2056.1319%2058.5436H24.8683C24.4352%2058.5436%2024.082%2058.1866%2024.082%2057.7568C24.082%2057.327%2024.4352%2056.9766%2024.8683%2056.9766H56.1319C56.5717%2056.9766%2056.9249%2057.327%2056.9249%2057.7568Z'%20fill='%23279E3D'/%3e%3cpath%20d='M49.1877%2017.4222C49.1877%2013.0979%2045.6495%209.5869%2041.2985%209.5869H39.6993C35.3483%209.5869%2031.8101%2013.0979%2031.8101%2017.4156L30.2109%2017.4222V17.4156C30.2109%2012.2251%2034.4687%208%2039.6993%208H41.2985C46.5291%208%2050.7868%2012.2251%2050.7868%2017.4156L49.1877%2017.4222Z'%20fill='%23279E3D'/%3e%3c/g%3e%3cdefs%3e%3cclipPath%20id='clip0_2787_197528'%3e%3crect%20width='51'%20height='63'%20fill='white'%20transform='translate(15%208)'/%3e%3c/clipPath%3e%3c/defs%3e%3c/svg%3e)
'%3e%3cpath%20d='M69.8694%2020.8024H52.2658L52.2374%2020.6216C51.732%2017.1576%2048.6996%2014.5469%2045.1846%2014.5469H38.2794C34.7643%2014.5469%2031.732%2017.1576%2031.2266%2020.6216L31.1982%2020.8024H13.5889C11.607%2020.8024%2010%2022.4073%2010%2024.3794V63.4215C10%2065.3937%2011.607%2066.9985%2013.5889%2066.9985H69.8694C71.8512%2066.9985%2073.4639%2065.3937%2073.4639%2063.4215V24.3794C73.4639%2022.4073%2071.8512%2020.8024%2069.8694%2020.8024ZM32.9642%2020.5481C33.4867%2018.0561%2035.7183%2016.2478%2038.2794%2016.2478H45.1846C47.7399%2016.2478%2049.9773%2018.0561%2050.4997%2020.5481L50.5508%2020.8024H32.9074L32.9642%2020.5481ZM71.7547%2061.1838H30.9938C30.5224%2061.1838%2030.142%2061.568%2030.142%2062.0314C30.142%2062.5004%2030.5224%2062.8847%2030.9938%2062.8847H71.7547V63.4215C71.7547%2064.4556%2070.9086%2065.2976%2069.8694%2065.2976H13.5889C12.5497%2065.2976%2011.7036%2064.4556%2011.7036%2063.4215V46.0506L11.9648%2046.1072L41.732%2052.5492L71.7547%2046.0506V61.1838ZM71.7547%2044.3102L71.59%2044.3441L41.732%2050.8087L41.6865%2050.8031L11.7036%2044.3102V24.3794C11.7036%2023.3453%2012.5497%2022.5033%2013.5889%2022.5033H69.8694C70.9086%2022.5033%2071.7547%2023.3453%2071.7547%2024.3794V44.3102Z'%20fill='%23279E3D'/%3e%3cpath%20d='M41.7321%2040.1289C39.8979%2040.1289%2038.4102%2041.8242%2038.4102%2043.9037C38.4102%2045.9776%2039.8979%2047.6729%2041.7321%2047.6729C43.5663%2047.6729%2045.0541%2045.9776%2045.0541%2043.9037C45.0541%2041.8242%2043.5663%2040.1289%2041.7321%2040.1289ZM41.7321%2045.9719C40.8576%2045.9719%2040.1194%2045.0226%2040.1194%2043.9037C40.1194%2042.7792%2040.8576%2041.8298%2041.7321%2041.8298C42.6066%2041.8298%2043.3449%2042.7792%2043.3449%2043.9037C43.3449%2045.0226%2042.6066%2045.9719%2041.7321%2045.9719Z'%20fill='%23279E3D'/%3e%3cpath%20d='M27.7115%2062.0351C27.7115%2062.5042%2027.3311%2062.8884%2026.8597%2062.8884H20.8575C20.3861%2062.8884%2020%2062.5042%2020%2062.0351C20%2061.5718%2020.3861%2061.1875%2020.8575%2061.1875H26.8597C27.3311%2061.1875%2027.7115%2061.5718%2027.7115%2062.0351Z'%20fill='%23279E3D'/%3e%3cpath%20d='M80.0001%2022.9705C80.0001%2023.4395%2079.6196%2023.8181%2079.1483%2023.8181H75.9455C75.4742%2023.8181%2075.0938%2023.4395%2075.0938%2022.9705C75.0938%2022.5014%2075.4742%2022.1172%2075.9455%2022.1172H79.1483C79.6196%2022.1172%2080.0001%2022.5014%2080.0001%2022.9705Z'%20fill='%23279E3D'/%3e%3cpath%20d='M77.2291%2016.4861C77.2291%2016.7121%2077.1382%2016.9269%2076.9792%2017.0851L74.7135%2019.3398C74.3898%2019.6619%2073.8333%2019.6619%2073.5096%2019.3398C73.3449%2019.1759%2073.2598%2018.9612%2073.2598%2018.7352C73.2598%2018.5091%2073.3449%2018.2944%2073.5096%2018.1362L75.7697%2015.8815C75.9344%2015.7232%2076.1445%2015.6328%2076.3773%2015.6328C76.6045%2015.6328%2076.8146%2015.7232%2076.9792%2015.8815C77.1382%2016.0453%2077.2291%2016.2601%2077.2291%2016.4861Z'%20fill='%23279E3D'/%3e%3cpath%20d='M70.6643%2013.8533V17.0404C70.6643%2017.5038%2070.2782%2017.888%2069.8125%2017.888C69.3355%2017.888%2068.9551%2017.5038%2068.9551%2017.0404V13.8533C68.9551%2013.3843%2069.3355%2013%2069.8125%2013C70.2782%2013%2070.6643%2013.3843%2070.6643%2013.8533Z'%20fill='%23279E3D'/%3e%3cpath%20d='M66.1659%2019.4638C65.8365%2019.7859%2065.28%2019.7859%2064.9563%2019.4638L62.6906%2017.2091C62.3612%2016.8813%2062.3555%2016.3389%2062.6906%2016.0111C63.0142%2015.689%2063.5764%2015.689%2063.9001%2016.0111L66.1602%2018.2602C66.4952%2018.5936%2066.4952%2019.1304%2066.1659%2019.4638Z'%20fill='%23279E3D'/%3e%3c/g%3e%3cdefs%3e%3cclipPath%20id='clip0_2787_197390'%3e%3crect%20width='70'%20height='54'%20fill='white'%20transform='translate(10%2013)'/%3e%3c/clipPath%3e%3c/defs%3e%3c/svg%3e)
